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Miami Public Adjuster - Miami-DADE COUNTY

MIAMI-DADE county licensed INsurance adjuster

Did you know: Our service is free unless we can recover money for you. When we do recover money from your insurance company, we only charge a small percentage of the claim.

We offer full Public Adjuster services to all residential and commercial property owners, covering the entire Miami-Dade County area. Our company works for you, the insurance policy holder and has only your best interest in mind. Most policy holders have never heard of Public Adjusters and think that they have to live with whatever the insurance company employee (the adjuster) says. That is what the insurance company wants you to believe, they want you to accept what they offer you, because it saves them money.

Our service protects you, saves you time and money and lets you focus on getting everything back to normal. The biggest mistake a policy holder makes is trying to rush to get their claim filed, which is normally incomplete, filed incorrectly, missing important damaged items and sometimes a home or business owner decides not to even file a claim because they think that they could be canceled by their insurance company. Don't make this mistake, you pay to protect your property and you deserve full compensation.

 

Miami Public Adjuster FAQ's

Question: We recently had a major flood that caused major damage to our kitchen, garage and living room. The insurance company said that they will not cover certain items including a complete dead refrigerator, all lower kitchen cabinets that are warping and falling apart and about 2 feet of drywall that is puffing out and looks very bad. The insurance adjuster they sent out said that the refrigerator was not damaged by the flood, even though it happened the same day and the cabinets and drywall are only cosmetic and won't be covered. Can you help us with this, we should have been complete covered by our home owners insurance.

Answer: Yes we can help you with this insurance claim, most home and condo owners don't realize that the insurance adjuster they send is working for them. We work for you and help you get paid what you deserve, we also don't charge anything unless we collect for you. We come to you for free, inspect your homes damage and review the claim. If we find a problem we will file the new or supplemental claim for you and only get compensation if you collect. Give us a call to schedule a free claim and damage review or click here to fill out our online claim review form.

 

RECENT PUBLIC INSURANCE ADJUSTER SUCCESS STORY

Hail loss is not visible from the ground. We have settled five in one subdivision. The most recent involved Mr. W**** home. He was unaware that hail had occurred at his residence. We had just received 13,450 for his neighbor when I saw him gathering his mail. I stepped over to ask if his roof had been reviewed for hail damage. He said no but I was welcome to look. Most roofs in this area are 12 years old. As a former roof installer, a 20-year roof will last 15 years in this Florida heat. So these roofs only have 2-3 years of life left before needing replacement. Because we know the law concerning your claims and policies, we can often get a new roof without any money out of your pocket. This happened with Mr. W. In less than 60 days he was paid over $16,500.00 for his roof. In Florida your policy has “replacement Cost’ coverage. That literally means that if your roof is damaged on the last year of its service, you get paid in full for a new roof. Most states pay Actual Cost, which means his total roof replacement would have been paid only $1,650.00-$2000.00. Legislature is trying to adopt those standards to Florida and almost succeeded with Senate Bill 2044 which our Governor vetoed.

Call today for a free consultation 800-258-4166

 

We cover the entire Miami-Dade County area including Aventura, Bal Harbour, Bay Harbor Islands, Biscayne Park, Brownsville, Coral Gables, Coral Terrace, Country Club, Country Walk, Cutler, Cutler Ridge, Doral, East Perrine, El Portal, Fisher Island, Florida City, Fountainbleau, Gladeview, Glenvar Heights, Golden Beach, Golden Glades, Goulds, Hialeah, Hialeah Gardens, Homestead, Indian Creek, Islandia, Ives Estates, Kendale Lakes, Kendall, Kendall West, Key Biscayne, Lakes by the Bay, Leisure City, Medley, Miami, Miami Beach, Miami Gardens, Miami Lakes, Miami Shores, Miami Springs, Naranja, North Bay Village, North Miami, North Miami Beach, Ojus, Olympia Heights, Opa-locka, Palm Springs North, Palmetto Estates, Pinecrest, Pinewood, Princeton, Richmond Heights, Richmond West, South Miami, South Miami Heights, Sunny Isles Beach, Sunset, Surfside, Tamiami, The Crossings, The Hammocks, Three Lakes, University Park, Virginia Gardens, West Little River, West Miami, West Perrine, Westchester, Westview and Westwood Lakes.

 

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